Orange County Short Sale Specialist

Harbor View Newport Beach California Market Condition

 Hello Dear visitors,

Many of my personal friends in the Harbor View Area Newport Beach have asked me what is the current Market behavior in their neighborhood and whether they should sell, lease or invest in properties.

I have decided to open up this Blog to show you what is the current behavior and I would like to invite you to come to visit it often as I will be updating information pertinent to the Harbor View Neighborhood.

FACING FORECLOSURE - ORANGE COUNTY SHORT SALE SPECIALIST

FACING FORECLOSURE PROBLEMS?

FACING DIFFIGULTIES ON PAYING YOUR MORTGAGE PAYMENT?

-Are You In a Default Situation?

-Are You Facing Back House Payments?

-Do You Need To Sell ASAP?

-Do You Have Little Or No Equity In Your Home?

-Do You Owe More Than Your Home Is Worth?

-Do you have a Notice of Default?

-Do You have a sale date ?

-Did your modification got denied?


We Can Help You Avoid Foreclosure And Bankruptcy!!

Things Sometimes Can Go Very Wrong.
Losing Your Home To Foreclosure Isn't The Only Option You Have.
A "Short Sale" Could Be The Answer.

We Can Negotiate With Your Lender To Accept Less Than Your Payoff Amount Owed.
This Is Better Than Having A Foreclosure Or Bankruptcy On Your Credit History.

My team can help you.

www.orangecountycashortsale.com for a list of all my short sale listings

 

 

AVOID FORECLOSURE, ALLOW A CERTIFIED DISTRESS PROPERTY EXPERT REAL ESTATE AGENT TO HELP EVALUATE YOUR OPTIONS

•v     Are You Going To Fall Behind Your Mortgage Payment?

•v      

•v     Have You Received A Certified Letter From Your Lender or Servicer?

•v      

•v     Are You Going Through Any Hardship Situation That Is Contributing To Miss Your Mortgage Payment?

•v      

•v     Are You In Pre-Foreclosure or Foreclosure Procedures?

•v      

•v     Have You Received Correspondence Of Notice Of Default?

•v      

•v     Is Your Company Relocating You Or You Need To Relocate?

•v      

•v     Not Enough Equity To Refinance or Sell?

No matter what your current situation is, my team and I are ready to help you overcome even the toughest situation.

Let's work together to analyze your current financial condition, prepare the BEST strategy to either keep your home or rescue your credit history from taking a great and LONG lasting DAMAGE.

We are specialist in this subject matter, you ARE not alone, and the worst you can do is not to call 714-955-1932. The call is FREE, the Consultation is FREE, Our help is FREE, Our ALLIANCE is FREE, BUT OUR EXPERTISE AND SUPPORT TO YOU IS PRICELESS.

www.orangecountycashortsale.com

DRE Lic# 01706745

What Benefits Will You Get After Working With Us?

THE NUMBER ONE "UNO" BENEFIT IS

You will be calm and stress FREE

•·       IF You Decide to Sell:

•·       You Credit will take less Damage than if you wait to be foreclosed.

•·       You will be able to buy another home is 2 years instead of 7.

•·       You will save thousands of dollars in credit cards and other loans interest rates.

•·       We are in control of the sale transaction.

•·       Your lender will pay our commissions.

•·       YOU WILL SAVE YOUR PRIDE

 

Call Carl Morales today at 714 - 955 - 1932 to schedule an appointment.

Not ready to call? Send us an email cmorales@ochomes-estates.net

TEXT Messages are WELCOME "714-955-1932"

 

Remember: You are not alone and we are here to help.

www.carlmorales.com

www.orangecountycashortsale.com

Yorba Linda, CA Bank Owned Property

Excellent opportunity to save money in this gorgous property, BANK OWNED

 4 Bedrooms and 3 Bathrooms

 2,764 Total SQFt

 8,162 Total Lot Size

  Built on 1989

 Property located on the Meadow Land area, it offer a great Canyon view, excellent pool size and great and calm neighborhood.

3 Car Garage

Don't miss this opportunity. Call today to get more details about this property

Carl Morales 714-955-1932 carlos_a_morales@hotmail.com

My Property is on FIRE and we are in Escrow now What?

Surely this question has come to your mind if your property is located in a fire hazard area, and more than once you have thought what would happen in the event I'm selling my property and during the escrow period a fire strikes my neighborhood therefore my house?

 

Well, here you will find some information about this event.

 

What are the general rules relating to who bears the risk of loss in a real estate transaction where a fire or other natural disaster, strikes the property?

  

If the purchase contract between the buyer and seller does not state who is to bear the risk of damage or loss to the premises during the time between the execution of the contract and the transfer of title, the liability of the parties is governed by the California Uniform Vendor and Purchaser Risk Act (Cal. Civ. Code § 1662). Under the provisions of this statute (assuming no fault on the part of the buyer), the risk of loss or damage to the premises is carried by the seller until the buyer receives either title or possession. (Note: C.A.R.'s Residential Purchase Agreement and Joint Escrow Instructions, Standard Form RPA-CA, revised 10/02, do not dictate how risk of loss is allocated between a buyer and a seller.)

If all or a material part of the premises are damaged before title or possession is given to the buyer, the buyer can cancel the contract and recover any portion of the purchase price paid. It is not clear whether the buyer can alternatively elect to enforce the contract with a reduction in the purchase price equal to the loss of value or cost of repair.  (Cal. Civ. Code § 1662.)

After the buyer has taken possession or has received title, the buyer bears the risk of loss or damage to the premises (assuming no fault on the part of the seller). Therefore, if the premises are damaged, the buyer must still complete the contract and pay the balance of the purchase price.  (Cal. Civ. Code § 1662.)

If the purchase contract does contain a risk of loss provision, that provision will govern to the extent it is different from or more specific than the Uniform Vendor and Purchaser Risk Act (Uniform Act) (Cal. Civ. Code § 1662).

In a nut shell.

1) Credit Score wise, short sales are less damaging than foreclosures.

2) There are less points taken away from a Short Sale than a foreclosure.

3) You get the proud to say "I sold my house" rather than "I got kicked out of my house"

4) You will be able to buy another house again after 2 years of closing escrow on your short sale.

5) A foreclosure leyend will be a BIG obstacle to get credit for pretty much everything.

   a) Another House.

   b) A Car loan (if you do get it, your rate will be 3 times higher)

   c) Credit Card aplications.

   d) Store credit.

   e) I have even heard that for employement applications a foreclosure is an issue to get the job.

    f) etc. (You see how much you are losing just for procastinating about short saling your home?)

 6) In a short sale you know when you are going to move, so you have time to locate a new place.

7) Some lenders are willing to help you to move out.

For more information about Short Sale, contact me.

I am a short sale agent specialist.

visit my website at www.carlmorales.com

email me: cmorales@ochomes-estates.net

Number: 714-955-1932